With rates still low, the first-time buyer’s tax credit of up to $8,000 extended, and improvement costs decreasing and energy-saving incentives – there has never been a better time to buy a house, especially a first house. That’s the good news. But in Fairfield, houses are scarce, especially smaller houses. It is not coincidence that houses around $80,000 are especially hard to find, because that’s the threshold for the maximum tax credit. What a deal!

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